M-Pesa
Vodacom Mozambique
Service · Payments
M-Pesa and e-Mola on your site, store or app
Accept payments by M-Pesa, e-Mola, Mkesh, Millennium BIM, card and PayPal on any website, online store or mobile app. Automatic confirmation, NUIT receipts, accounting reconciliation, and full compliance with Mozambique's Tax Authority.
From 25,000 MZN2 to 3 weeksTax-compliant
Operators
The main Mozambican payment methods
We integrate every relevant operator in the Mozambican market. The client picks, you get paid.
e-Mola
Movitel
Mkesh
TMCEL
Millennium BIM
Internet Banking
Stripe
International Visa/Mastercard cards
PayPal
International
Features
Complete integration, not just the button
Automatic confirmation
Payments confirmed by the operator automatically trigger your system's logic (release product, mark invoice paid, send receipt).
Automatic reconciliation
We match received payments with issued invoices. Fewer manual errors and hours saved for accounting.
Tax receipts
Automatic generation of invoices and receipts in compliance with the Tax Authority (client NUIT, fiscal series).
Secure payment
Mandatory HTTPS, callback validation, API key encryption, PCI-DSS compliance when applicable.
Real-time notifications
Client receives SMS/email/push the moment the payment is confirmed. Operators are also notified internally.
Multiple operators
Simultaneous support for M-Pesa, e-Mola, Mkesh, Millennium BIM and card. The client chooses.
USSD + STK Push
We support both flows: direct phone prompt (STK Push, M-Pesa Lipa C2B) or traditional USSD dial-up.
Recurring payments
Monthly fees, tuition, subscriptions. We bill automatically without the client repeating the payment every month.
Use cases
Where we integrate payments
Online store (e-commerce)
Receive payments at checkout and release the product/service as soon as the payment confirms.
POS system (point of sale)
At the counter, accept M-Pesa instead of cash. Get immediate confirmation, print receipt.
Bill payments
Water, electricity, tuition, condo. Users pay by phone without going to the counter.
Subscriptions and memberships
Gyms, SaaS platforms, schools. Bill automatically every month with no friction.
Donations and contributions
NGOs and associations receive donations via M-Pesa/e-Mola with automatic receipt and financial report.
B2B payments
Inter-company payment notes and orders with NUIT and accounting reconciliation.
FAQ
Frequently asked questions
How much does it cost to integrate M-Pesa or e-Mola on my site?
Payment integration starts at 25,000 MZN and typically takes 2 to 3 weeks. The price includes M-Pesa OR e-Mola; multiple integrations have an additional cost. Operator fees (per-transaction commissions) are paid by the client directly to Vodacom/Movitel.
How long until the system can accept payments?
2 to 3 weeks on average. The slowest step is usually credentials approval with Vodacom (M-Pesa) or Movitel (e-Mola), which can take 1-2 weeks. We support the client through that process.
Do I need a Vodacom/Movitel business account?
Yes. To receive M-Pesa payments you need an M-Pesa Business (Lipa) account at Vodacom. For e-Mola, an M-Mola Business account at Movitel. We help with the application and approval process.
Does the integration work on any website or app?
Yes. We integrate M-Pesa and e-Mola on WordPress sites, WooCommerce stores, Shopify (via custom gateway), Laravel/PHP systems, Flutter apps, .NET systems and any platform that supports HTTP/API calls.
How does payment confirmation work?
The client pays via M-Pesa/e-Mola → operator sends a callback to our system → we automatically confirm the payment and trigger the business logic (release product, send receipt). All automatic, no manual intervention.
Can I receive international payments (Visa, Mastercard, PayPal)?
Yes. For clients selling abroad or to the Mozambican diaspora, we integrate Stripe and PayPal alongside M-Pesa/e-Mola. Each operator is shown as an option to the client.
What if a payment fails midway?
The system records every state (initiated, pending, confirmed, failed, cancelled). Incomplete orders don't release products and the client gets a clear instruction. Manual refunds via the admin panel.
Does it meet Mozambican tax requirements?
Yes. We issue invoices/receipts with NUIT, fiscal series and the format required by Mozambique's Tax Authority. Data is stored for audit purposes for the legally required period.
Start receiving payments this week
Integration done in 2 to 3 weeks. Request a free, no-commitment proposal.
Combine with website development, Flutter mobile apps, POS — point of sale or SIGA — academic management.